Mechanical Breakdown Insurance: All mechanical and electrical components and associated labour costs are covered by this insurance against mechanical breakdown provided they are of the original manufacturer’s specification and are not listed below.

Bodywork, paintwork, light units, interior and exterior trim, glass, mirrors, handles, hinges, cables, pipes, hoses, wires, belts, fasteners exhaust systems, alarms, tracker units, immobilisers, central locking remote control units, ICE including LCD / TV screens, seats, seat belt systems & air bag systems. Routine maintenance & items failing due to general deterioration of wear and tear.

Continental Use

This insurance covers you for personal travel up to 60 days per annum to member countries of the European Union. We will reimburse claims costs in accordance with the equivalent UK component and labour costs.

Hotel Accommodation and Rail Fare

In the event of a mechanical breakdown away from home which means you are unable to return to your home, we will pay up to £100 including VAT toward the cost of your overnight hotel accommodation or your rail fare to get you home.

Recovery

In the event a mechanical breakdown renders your insured vehicle immobile (or if continued driving of your insured vehicle could cause danger or further damage) we will pay up to £50 including VAT towards the cost of recovering your insured vehicle to a repairing garage.